Business Banking

Guaranty Bank understands the needs of our business customers. Regardless of your company’s size or type of transactions, our business accounts and services will help you do your thing better every day.

Guaranty Bank understands the needs of businesses whose clients may be across the country, or just across town. Regardless of your company's size, Guaranty business account options reflect the diversity of our customers. Whatever your specific requirements, you'll be pleased with Guaranty's choices and options.

Quick Comparison
We want to help simplify your business decisions. Our quick comparison guide will assist you with selecting the account that best fits your needs. Please contact a Personal Banker for personal service and attention.

Classic Business Checking
This account provides an economical way to manage your finances if your business requires small to moderate transaction volume.

• $2,000 required minimum balance to avoid monthly service charges
• $5 monthly service charge if the daily minimum balance falls below $2,000
• 200 free transactions per statement cycle
• $.20 per transaction after the first 200 during the statement cycle
• Free Visa Check Card with approved application
• Free Business Online Banking
• Minimum opening deposit of $100

Analyzed Business Checking
Business with specialized needs or high volumes of account activity will benefit from Analyzed Business Checking. Your business can receive an earnings credit based on balances maintained each month. This credit is used to offset service charges which accrue during the monthly statement cycle.

• Earnings credit for collected balances
• Multiple accounts are linked to consider the customer’s total relationship
• Free Visa Check Card with approved application
• Free Business Online Banking
• Minimum opening deposit of $100

Business Checking Plus
This account is for sole proprietorships which are legally eligible for checking with interest.

• $3,000 required minimum balance to avoid monthly service charges
• $10 monthly service charge if the daily minimum balance falls below $3,000
• 100 free transactions per statement cycle
• $.20 per transaction after the first 100 during the statement cycle
• Free Visa Check Card with approved application
• Free Business Online Banking
• Minimum opening deposit of $100

Non-profit Investment Checking
This account is tailored specifically for the nonprofit community groups, associations and charitable organizations as described in section 501(c)(3) through (13) or 501(c)(19) of the Internal Revenue Code. No minimum balance requirement to earn interest.

• No required minimum balance
• Unlimited free transactions
• Tiered investment levels for increased earnings potential
• Free Visa Check Card with approved application
• Free Business Online Banking
• Minimum opening deposit of $100

Certificates of Deposit
The traditional choice for stable, risk-free investing. Our wide array of maturities and competitive rates help you with short-term objectives and long-range goals.

• Flexible maturities
• Interest compounds quarterly
• All certificates automatically renew
• Fixed rate for the term of the certificate
• $500 required minimum deposit

Statement Savings Accounts
This account is a building block for a strong financial future. Enjoy the convenience of automatic transfers from your checking to savings.

• $50 required minimum balance
• Withdrawal limitations apply

Money Market Accounts
Keep your funds liquid while still earning market interest rates with a Guaranty Money Market Account. Easy account access with check writing privileges.

• $5,000 required minimum balance to avoid money service charges
• $10 monthly service charge if the daily minimum balance falls below $5,000
  
  Transaction limits apply

Contact a Personal Banker for our current rates:
Main Office
(304)529-7900

Pea Ridge Office
(304)733-7900

Hamlin Office
(304)824-6900

E-mail us at internetbkg@gbtrust.com or call us at 304-529-7900 with your questions.

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